I'm still tracking my actual expenses with YNAB and they have been increasing. Last month, I spent 11% over budget. I overspent in just about every category except eating out. I went over in the basics like groceries and gasoline, as well as gifts, miscellaneous and house projects. With the increase in my spending came a corresponding decrease in debt repayment. It feels a little like my spending is out of control--things like AP test fees, doctor bills.
I'm starting to see that my beginning budget was not very realistic about unexpected expenses.
I hope the sun shines soon!
Redroyalbet
8 months ago