I haven't posted in three months and my finances reflect my lack of focus. I've been on this
debt-free quest for two and a half years and I really lost focus. I think several factors contributed to my relapse into spending, including the long-time in this step of debt repayment.
Dave Ramsey recommends trying to finish Baby Step 2 in 18-24 months. I can see the wisdom in that.
My new debt is a car loan. I bought a 2004 Dodge Stratus, mainly for my son to use. Sharing a car was proving difficult once school and cross country were in full swing, so after much deliberation and car shopping I found a car that should last him through college. He is thrilled and I am able to make plans more freely.
My total debt is now just under $4000. Not where I wanted to be, but on the bright side, it is less than this time last year!
Time to refocus--plan meals, apply for a summer job.