Personal Finance Goals: Week 3

It's almost the end of the month and I'm updating Week 3--just a little behind!

Financial Goals:

• I'm still enjoying using YNAB. I don't have a large unexpected expense fund yet, so with the car repairs and new running shoes for DS, I am over budget this month by 8%. At least this gives me a number to try to beat for next month!


• I probably can't make by goal date 1 of July to be debt-free, but I'm not going to change it until I see how Feb. goes.

Personal Goals:

• I'm still walking the dog every day and working out 2x a week. Gretsky's walks are pretty short--about 1/2 mile. I will try to increase this as the weather improves.


• The exciting news for me is that I joined the local astronomy club and attended Astronomy Day at the local community college. My plan is to attend at least one meeting this spring to look at the stars. I also plan to take a Master Gardener class, which starts in February. I have wanted to take this class for the past two years, but have been too busy. I think this is the right time. The class costs $80, but I feel it is a worthwhile investment. I hope to be able to apply what I learn to landscaping my steep walk to the river.

I am pleased with my progress this month. I am learning how to get my financial house in order while enjoying life. I appreciate the encouragement and suggestions given in comments. It's nice to know that other people struggle with and are overcoming the "debt monster"!