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Redroyalbet
6 months ago
Tuesday, April 21, 2009
CC Interest Rates Going Down?
The interest rate on my last credit card has been slowly declining over the past year. It started at over 7%, and now it is just over 5%. Has anyone else experienced this? I think the CC company is trying to lure me into charging more!
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3 comments:
You're one of the lucky few! I haven't seen any reduction in my credit cards. I think it's because I pay them off in full at the end of the month (save 1 credit card).
I wish ours were going down - we keep getting notices of increases... gotta get it pif!
Mine has held steady for years, that's cool your rate is going down. Rates should move in relationship to the government lending rates, but sometimes they don't. Lately banks have raised many rates to make up for shortfalls elsewhere.
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